Sunday, November 23, 2008

Latest AIA Home Loan

This is my new home loan page.

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Tuesday, July 29, 2008

How Does Spyware Kills Your Affiliate Marketing Business

An affiliate marketer works hard to bring quality traffic to his affiliate partners via his affiliate links. But in reality almost more than 30% of affiliate sales being hijacked by affiliate hijackers either manually or using spywares. Manual affiliate hijacking is done by manually replacing affiliate id from affiliate links. For example, assume you have a Clickbank affiliate id, and you would like to purchase a product from Clickbank which is being promoted by other affiliate marketer. All you have to do is to replace the affiliate id in the link with yours and click the link. When you purchase the product, the affiliate commission will be paid to you rather than the original affiliate marketer.

Another more dangerous way of hijacking affiliate commissions is by using spyware that attaches and watches the browser for Clickbank, CJ and other well known affiliate links or hop links in the page the surfer is viewing. As soon as it sees a known hop link ( the link which carries your affiliate link) it changes the affiliate ID of the affiliate link to the one owned by the spyware creator. This will be done every time on pages which has anyone’s affiliate link as long as the spyware is in the user’s computer.

Every time someone clicks the affiliate links on pages which carries affiliate links , the credits are actually being credited to someone else! Your visitors are not even getting a chance to see the affiliate links being hijacked because they are changed before anyone notices it.


Therefore, knowledge of how to cloak affiliate links should be a knowledge that affiliate marketer must learn, This will definitely help to avoid the precious efforts placed to promote the links from being credited to others.

Chicken Soup For Affiliate Marketers

Have you tried your hand at affiliate marketing, only to find that it's seemingly impossible to establish an online presence, let alone make enough sales to cover your expenses?

Or, worse yet, have you been scared away from affiliate marketing altogether, because you've heard how difficult it is to make any money online?

Well, fear not. It's true that 99% of the people who try affiliate marketing fail, but it's not because affiliate marketing is some impenetrable beast that is designed to shut you out. Quite the opposite, there are plenty of great opportunities for determined affiliate marketers to build a lucrative (and fun) business.

All you need to do is plan before you begin your affiliate marketing venture. This alone will put you way ahead of 99% of the other people out there trying to make a living with affiliate marketing. Here are three things that should factor into your planning:

The first thing you should do is look for a product that everyone wants. Take a look at what people are searching for, using a tool like Wordtracker or Overture. For example, nearly everyone wants to be heard on the internet. That's why Myspace is consistently one of the top searches on Google and other search engines. There are social networking sites like FriendsWin that offer creative ways for people to be heard online, through tools like video profiles, video resumes, and video dating.

The second thing you will want to do is look for an affiliate marketing program that offers earnest support. Many companies that use affiliate marketing to generate sales don't consider what marketers need to successfully promote their products. Take the time to find out if an affiliate marketing program offers coaching, tutorials, and other tools to help marketers succeed.

Finally, you should look for programs that offer recurring commissions - subscription sites are great for getting paid over and over again for your marketing efforts. Recurring commissions pay you for your effort, not for your time. This means you can spend more time building (and enjoying) a significant income, and less time chasing down new leads.

Taking these factors into account when planning your affiliate marketing business will give you a huge advantage over most internet marketers, and help you quickly build a significant income online. For more information on achieving affiliate marketing success, visit the link below.

Note: This post was contributed by http://www.affiliatemarketing-fw.com

Monday, July 28, 2008

Can You Make Affiliate Riches Without A List?

Every internet marketing guru will tell you that you need to have your own list of subscribers who you can market to, if you want to make real money from affiliate marketing. Well is this true or is it just a load of hype?

There's no question that having your own list is certainly not a bad thing, and the minimal costs of maintaining your own list makes this option a no-brainer really because it can only increase your affiliate income. Your only costs are those of your chosen autoresponder which are relatively small in comparison to the profits you can make.

By building a list of subscribers you ensure that a fair few visitors who visit your site are not lost forever when they leave your site. By offering something of value in order to capture their name and email address, you can add them to your email list and market to these people over and over again, whilst building a relationship at the same time, which can only increase your affiliate revenue.

However, if you really don't wish to build your own list, or maybe you don't have the time to build a list or constantly find new products to promote, then all is not lost.

An alternative would be to just drive traffic to your affiliate links or website, but if you're only promoting products that pay commissions on a one-off basis, then you will be fighting a constant battle to maintain affiliate sales. Every new affiliate commission will require a fair amount of effort to achieve.

This is why I always recommend promoting those products that pay commissions on a recurring basis, such as membership sites, web hosting, autoresponders, and so on. This way you earn commissions every single month for as long as your referrals remain a member, and you have greater financial stability in future months.

Each affiliate referral requires the same amount of effort as a traditional one-off affiliate product, but the rewards can be far more substantial in the long run, and can provide you with a stable income for several years in some instances.

In fact promoting recurring commission products is essentially similar to having your own list because both have the potential to provide solid long-term profits, so in my opinion this is the way to go if you really don't have the time to build and maintain your own list.

Although I always tell everyone that they should be building their own list, you can still make a very good living from promoting affiliate products without one, especially if you focus your efforts on promoting recurring commission products.

Secrets of Affiliate Program Selection

Selecting the correct affiliate programs to promote will directly affect the amount of success you can get in this online business. The main reason why newbies to this business usually find it hard to make passive income in this business to replace their day job income is because they do not know what program to promote to make the kind of residual income those affiliate gurus make.

Therefore this article aims to share with all of you fellow affiliates out there some of the secrets of selecting affiliate programs.

1) Type of Payment: One time basis or residual: In order to create a passive income from your online business, you must first select a series of programs that pays you recurring commission as long as your referral signs up their membership and stays with it. As the number of referrals increase, your monthly passive income will continue to increase as well. I have several programs that i promote with this kind of recurring income.

2) Breakeven Volume: Most program that gives you recurring income requires you to first be their member before you can promote their products or membership. Therefore you must first calculate the number of successful referral you must have before it breakeven with your membership fee. The most ideal type is between 2 to 3 successful referrals to breakeven. In fact, all the program i promote allows me to breakeven with just 2 or 3 referrals.

3) Type of Products: You must select those products that gives you training on how to succeed in the business as well as provide excellent support. Besides that, you have to make sure that the products or services provided by the program must be relevant and helpful to your leads and not just beneficial to you alone.

With all these three factors in place, you have already found yourself a good affiliate program to promote and make money out of it.

Sunday, July 27, 2008

4 Ways To Earn Recurring Commissions

In this article we look at 4 ways you can use the internet to earn recurring commissions. Also known as residual income, these are a fantastic way to set yourself up for life.

Would you like to get paid one time, or would you like to get paid over and over? By over and over I am saying you get paid every month for your one time efforts. This concept is also known as residual income and you will learn to love it when the checks come every month.

This is one of those "DUH" moments that has come to define my own internet marketing career. Getting paid over and over is one sure fire way to financial security and early retirement.

Here is a partial list of ways to create recurring commissions.

1. Network marketing- You earn recurring commissions by recruiting downline distributors getting paid on their efforts. When building your downline this is a great way to create residual income through the efforts of others.

Many MLM programs pay several levels deep. It is to your advantage to spend the majority of your time building your group rather than just retailing products where you're only getting paid one time for that sale.

2. Affiliate marketing- You earn commissions by selling other people's products. You can earn recurring commissions by selling subscription based products. You can join two-tier affiliate programs and getting paid on the sales made by the people that you recruit. If you recruit enough quality affiliate marketers underneath you into 2 tier programs you can earn residual income for years to come on just the sales that they personally make.

3. Sell memberships- One of the best ways to earn recurring commissions is to sell memberships. Website hosting would be an example of this. Private label right products that people subscribe to receive every month could be another example of a subscription based product that you earn commissions on.

4. Create your own subscription program- If you have your own product or program try and create a membership product. If you do this, you can earn recurring commissions every month when people subscribe to that. Hands Off Article Marketing is one example of a subscription based program that pays every month for people that subscribe to it.

This is 4 examples of ways you can earn residual income and get paid over and over for doing your work one time. Once you understand this concept, you'll want to spend the majority of your Internet marketing days learning for more ways to earn recurring commissions.

Note: This post was contributed by http://www.team-schuman.com

Recurring Bill Plus Multi Tier Is The Greatest Ever Affiliate Program

Combination of recurring bill and multi tier affiliate program could be one the best program ever created in affiliate industry. Even thought this type of affiliate program is very rare, but the advantage which it gives to an affiliate marketer is very big. Let’s start by understanding what is meant by recurring bill and multi tier affiliate programs.

Recurring bill affiliate program is the type of affiliate marketing where most commonly used in membership sites such as adult sites, hosting site and etc. The merchant pays you a set amount (or percentage) on a continuing basis as long as the customer you referred remains a customer. Some merchant will even pay you more when the customer upgrades his/her membership in future. Therefore, as long the customer uses the merchant’s services and pays the monthly or yearly fee, you will get the commission.

Multi tier affiliate marketing is where you could recruit other affiliate marketers to sell the same product or service that you are promoting too. When a visitor who originated from your affiliate link decides to become an affiliate marketer and makes a sale, you will get a portion out of the sale too. Thus, the more people you recruit to become affiliate marketer under you, the more money you potentially could make.

Now when you joint an affiliate program which combines the recurring bill and multi tier affiliate programs, you will be making money on regular basis base on you own effort and on efforts made by other affiliates who you recruited. This is a powerful concept as you make money base on your efforts plus your recruits’ efforts at a regular recurring basis. This is a combination of leveraging on other peoples’ efforts and recurring income business model. Even when you or your recruits do not make new sales, recurring commissions from your old sales and your recruits’ past sales continue to pay you.

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